Renting vs. Buying a Home Essay Example for Free

Renting vs. Buying a Home Essay Everyday someone is making the decision to move, whether it be across the country or a few blocks away. When you make the decision to move the next question that comes up is whether or not you should buy or rent a home. Careful consideration should be given when making this decision; carefully look at your finances and family situation. Buying a home should never be done lightly and if buying is too much for your family then perhaps renting is the option that you may want to consider. Take a look at the various options and no matter what you decide to do, buy or rent, the choice should suit your financial needs, location, your responsibilities, and family’s needs. Ask yourself if you have the money to buy a home or do you simply rent? When buying a home, your mortgage payments stay the same for the life of the loan. There was a time when you needed to have 20% for the down payment and also have the money for the closing costs, but that isn’t the case anymore. There are different types of loans that will enable the average person to only need 3.5% down and 3.5% of the closing costs, the rest will figured into your loan amount. Anything that you do pay towards your new home is tax deductable. Now don’t forget to figure in property taxes and insurance, those are the items that can go up in price as time goes by. The best part about renting a home is that you only need to have the first and last month’s rent and perhaps a small deposit for keeping a dog or a cat. Some rents can go up every year, but the average is 5% every year. A very serious question to consider is whether or not you can live where you want to live and once that’s settled, then you might want to consider if you want to stay there. When buying a home you can live anywhere there is a home for sale, the choice is yours. The decision in staying where you buy might be taken out of hands if you can’t sell right away and most economists will tell you th at you should stay in your home at least 7 years in order to benefit from buying. The same  applies for renting a home, you can live anywhere there is a home or apartment for rent, again the choice is yours. The deal with renting is that you have to stay as long as your lease is in effect, which can usually go from year to year and gives you more flexibility if you want to move. Considering the responsibility that you will need to give towards your residence, careful thought should be given. When you buy a home the responsibility to maintain the home and fix things that need to be repaired are all yours. You pay to have someone fix your home or do it yourself, either way if it needs to be done you are the one to do it. Having to take responsibility for your own repairs and maintenance is not all bad; there is a pride that comes with home ownership. There are certain repairs that are tax deductable and also certain improvements that are tax deductable, check with your local IRS office and find out what you as a home owner can take advantage of. When you rent a home or apartment the repairs are the responsibility of the owner of the property and that isn’t you. When you rent if there is something that does need to be repaired, you are at the mercy of the owner to get the repairs done. Sometimes you have to wait an indefinite amount of time and sometimes they fix things right away, the choice is theirs to make and they may not see a problem as urgent. In addition to responsibility, you really need to consider whether or not your decision makes sense for your family. When buying a home, your investing in the future of your family, everything you do to improve your home increases the value. When buying a home, the home is yours to do with as you like, as long as you follow the codes in your area, you can add a room, tear down a wall or paint the house orange, no one can tell you that you what to do. Most children and adults thrive in a stable environment and owning your home can give that stability. Perhaps your family can get that dog they have all been talking about, install a pool, or plant trees. The problem can arise with the uncertainty of the unknown, we do not know what is going to happen tomorrow, will your job relocate, will you still have a job, and will this new home be all that we hoped it would be; buyer’s remorse can be a very real dilemma. When renting you have freedom, all your time, effort, and money is not put into taking care of the place where you live. Speaking of freedom, renting is the best way to see if an area suits you and your family before you make that big commitment to buy. If you are not sure where you  want your family to live for the next few years, then renting can be a way to try out new places and give you a chance to find the place that works for you. There are so many things to consider in the decision to buy or rent a home, as a consumer only you know what is right for you and your family. Studies show that buying a home is the better deal in the long run, but sometimes that may not suit your needs. There are so many pro’s and con’s to either choice, do I want to do repairs, can I do repairs, can I have animals, do I want to stay in the same place for more than 7 years, do I like the area? When I made the decision to buy my own home I had lived in the same area for more than 10 years and I knew that I wanted the freedom of owning, I wanted something that is all my own, but it took some time renting to come to that decision and what is right for me might not be right for someone else. Whatever you decide to do buy or rent, that choice should suit all your needs and the needs of your family.

Flannery OConnors A Good Man is Hard to Find and Good Country People

â€Å"A Good Man Is Hard To Find† and â€Å"Good Country People† are two short stories written by Flannery O’Connor during her short lived writing career. Despite the literary achievements of O’Connor’s works, she is often criticized for the grotesqueness of her characters and endings of her short stories and novels. Her writings have been described as â€Å"understated, orderly, unexperimental fiction, with a Southern backdrop and a Roman Catholic vision, in defiance, it would seem, of those restless innovators who preceded her and who came into prominence after her death†(Friedman 4). â€Å"A Good Man Is Hard To Find† and â€Å"Good Country People† are both set in the South, and O’Connor explores the tension between the old and new South. The stories are tow ironically twisted tales of different families whos lives are altered after trusting a stranger, only to be mislead. Each story explores the themes of Christian th eology, new verses the old South, and fallen human nature. In â€Å"A Good Man Is Hard To Find†, O’Connor introduces the reader to a family representative of the old and new Southern culture. The grandmother represents the old South by the way in which she focuses on her appearnace, manners, and gentile ladylike behavior. O’Connor writes â€Å"her collars and cuffs were organdy trimmed with lace and at her neckline she had pinned a purple spray of cloth violets containing a sachet. In case of an accident, anyone seeing her dead on the highway would know at once that she was a lady†(O’Connor 118). In this short story, â€Å"the wild diproportion of the terms, the vapid composure that summons up the ultimate violence only to treat it as a rare social opportuinty, and the cool irony with which O’Connor presents the sentence makes it both fearful and ludicrous†(Asals 132). The irony that O’Connor uses points out the appalling characteristics of the grandmother’s self-deception that h er clothes make her a lady and turns it into a comic matter. Flannery O’Connor goes to great length to give the reader insight into the characters by describing their clothes and attitudes. The fact that the grandmother took so much time in preparing herself for the trip exemplifies the old Southern tradition of self-presentation and self-pride. The grandmother takes pride in the way she presents herself because she wants everyone to know that she is a â€Å"lady†. Bailey’s, the grandson’s, family repre... ...ition, she presents the reader with the differing generations of the old and new south, and she illustrates the contrasting views between the two. O’Connor is not afraid to question Christian theology or the Southern culture. Her irony and satire add depth to ther stories, and her deep cultural analysis of the South brings a higher level to her writings. O’Connor also explores the concept of fallen human nature and how it is brought about. Overall, O’Connor’s works prove to be very in depth in both her social and cultural analysis of the South. She is not afraid to critique the society in which she grew up and lived. Works Cited Asals, Frederick. Flannery O’Connor: The Imagination of Extremity. Athens, Georgia: The University of Georgia Press, 1982. Bleikstan, Andre. â€Å"The Heresy of Flannery O’Connor†. Critical Essays on Flannery O’Connor. Ed. Melvin J. Friedman and Beverly Lyon Clark. Boston: G. K. Hall & Co., 1985. Friedman, Melvin J. Introduction. Critical Essays on Flannery O’Connor. Ed. Melvin J. Friedman and Beverly Lyon Clark. Boston: G. K. Hall & Co., 1985. O’Connor, Flannery. The Complete Stories of Flannery O’Connor. New York: The Noonday Press, 1971. Flannery O'Connor's A Good Man is Hard to Find and Good Country People â€Å"A Good Man Is Hard To Find† and â€Å"Good Country People† are two short stories written by Flannery O’Connor during her short lived writing career. Despite the literary achievements of O’Connor’s works, she is often criticized for the grotesqueness of her characters and endings of her short stories and novels. Her writings have been described as â€Å"understated, orderly, unexperimental fiction, with a Southern backdrop and a Roman Catholic vision, in defiance, it would seem, of those restless innovators who preceded her and who came into prominence after her death†(Friedman 4). â€Å"A Good Man Is Hard To Find† and â€Å"Good Country People† are both set in the South, and O’Connor explores the tension between the old and new South. The stories are tow ironically twisted tales of different families whos lives are altered after trusting a stranger, only to be mislead. Each story explores the themes of Christian th eology, new verses the old South, and fallen human nature. In â€Å"A Good Man Is Hard To Find†, O’Connor introduces the reader to a family representative of the old and new Southern culture. The grandmother represents the old South by the way in which she focuses on her appearnace, manners, and gentile ladylike behavior. O’Connor writes â€Å"her collars and cuffs were organdy trimmed with lace and at her neckline she had pinned a purple spray of cloth violets containing a sachet. In case of an accident, anyone seeing her dead on the highway would know at once that she was a lady†(O’Connor 118). In this short story, â€Å"the wild diproportion of the terms, the vapid composure that summons up the ultimate violence only to treat it as a rare social opportuinty, and the cool irony with which O’Connor presents the sentence makes it both fearful and ludicrous†(Asals 132). The irony that O’Connor uses points out the appalling characteristics of the grandmother’s self-deception that h er clothes make her a lady and turns it into a comic matter. Flannery O’Connor goes to great length to give the reader insight into the characters by describing their clothes and attitudes. The fact that the grandmother took so much time in preparing herself for the trip exemplifies the old Southern tradition of self-presentation and self-pride. The grandmother takes pride in the way she presents herself because she wants everyone to know that she is a â€Å"lady†. Bailey’s, the grandson’s, family repre... ...ition, she presents the reader with the differing generations of the old and new south, and she illustrates the contrasting views between the two. O’Connor is not afraid to question Christian theology or the Southern culture. Her irony and satire add depth to ther stories, and her deep cultural analysis of the South brings a higher level to her writings. O’Connor also explores the concept of fallen human nature and how it is brought about. Overall, O’Connor’s works prove to be very in depth in both her social and cultural analysis of the South. She is not afraid to critique the society in which she grew up and lived. Works Cited Asals, Frederick. Flannery O’Connor: The Imagination of Extremity. Athens, Georgia: The University of Georgia Press, 1982. Bleikstan, Andre. â€Å"The Heresy of Flannery O’Connor†. Critical Essays on Flannery O’Connor. Ed. Melvin J. Friedman and Beverly Lyon Clark. Boston: G. K. Hall & Co., 1985. Friedman, Melvin J. Introduction. Critical Essays on Flannery O’Connor. Ed. Melvin J. Friedman and Beverly Lyon Clark. Boston: G. K. Hall & Co., 1985. O’Connor, Flannery. The Complete Stories of Flannery O’Connor. New York: The Noonday Press, 1971.

Promoting Cognitive Development Essay

Piaget was interested in how children think; Piaget says children learn with intelligent, video, cognitive development. He believes putting the development and learns. He believes that children learn by doing or copying as their fears. Anal stage is an important stage. B.F. skinner is a. behaviorist he believed that behavior is learned such as praising. He believes to praise for good things and not for bad behavior ignore it. He also believes that if you praise to much a child will just do things to please the parent. Les Vygotsky believes that children copy what they see their parents doing. He believed in cultural, Vygotsky believes in children construct knowledge. Vygotsky believes social interaction is vital ingredients in learning in development. Vygotsky believes the children should be shown so they can be successful. Piaget, Erikson’s, Skinner and Vygotsky believe that children learn by how and they think they also learn with intelligent and cognitive development. Erikson’s and Freud agree with Piaget that children learn by doing and they also learn by their fears. Such as going to the doctor, the pretend play and interact with each other like they are doctors. They substitute things that a doctor would use. Erikson’s and Freud also thin the anal stage is important because that is when children are being potty trained and using the potty by their selves. They are learning how important it is to wash their hands. Children are developing social interaction at this time because they are being developed. If a child is having a hard time doing something on their own and keep messing up the teacher should show the child to do it. Explain how each theorist would approach the issues of cognitive development to early childhood. Is seeking the growth and understanding changing and intellectual capabilities of cognitive behavior. A mentalist examines learning and memory problems solving and intelligence. Piaget believes that children learn from action and are born with acquire schemas a concept how to act and respond to the world. Children form and reform theirs ideals in their minds while they explore the world. Knowledge is gained by the activity as child does by doing more. Children’s knowledge does not develop, but is much different form adult knowledge. (pg.7) According to Piagetian perspective is a child has different stages and development. Reading and writing are more shaped more by accomplishment. Vygotsky believe that social interaction places emphasis on stages of behavior Vygotsky says the learning is a matter of internalizing of language and action of others. Adults can help children solve problems by discussing them with the child. (info@ncrel.org) Keith’s advice about Jasmine is that all children learn in different ways. When it comes to children they should know that they are carried for. The cognitive development stages that a child learns by doing and experiment. Psychosocial and Physical influences to be seen by. Piaget says during the preoperational stages which usually are from the ages 2-7. At this age children learn language and they start to pretend play. At the ages 7-11 is the concrete operational stage and children also gain ability to solve problems. The finally stages are 11-adolescent usually makes more abstractly to solve problems and think symbolically about things that are not really there concretely in front of them. (Piaget’s) Reference: Copyright North Central Regional Educational Laboratory. Gulf Bend Center http://gulf bend.org/pov/view_doc.php Piaget, J. and Child Development.

Music censorship in Iran - Free Essay Example

Sample details Pages: 3 Words: 902 Downloads: 7 Date added: 2019/06/10 Category Society Essay Level High school Tags: Censorship Essay Did you like this example? The short documentary Not an illusion shed light on a very controversial topic in the Islamic Republic of Iran, which is music censorship. Examples on regulations restricting musicians in Iran were introduced through an underground band called Piccolo whose members are very talented but unfortunate to be born in a country that doesnt appreciate their art and disappoints and discourages them through the tough and complicated policies it emplaces. In this short essay, first, I will be reflecting on the documentary mentioned above, and I will be discussing different types of regulations that suppress the publishing and performance of specific types of music. Don’t waste time! Our writers will create an original "Music censorship in Iran" essay for you Create order I will also focus on the severity of these regulations when the gender of the musician is taken into account. Finally, I will discuss whether artistic freedom is in a better state today with President Hassan Rouhani in office. Censorship in Iran encompasses a wide range of object matter whether artistic or non-artistic, political, cultural or religious. Most of these censorships are seen as measures taken to maintain the stability and security of the country and to ensure that what is presented to the general public conforms to Islamic values and Iranian traditions. Regulations that govern and control music production, publications and performances are mainly put forward by the Ministry of Culture and Islamic Guidance, which approves or prohibits anything that might, in anyway, disrespect Islamic ethics or upset Iranrs political climate. In the documentary Not an Illusion we are introduced to some of these regulations that hindered the band from sharing their art with the public; such as being confined to present only a certain type of music- anything that is not pop, rap or heavy metal and doesnt insult the sacred or criticize the regime. So an electric guitarist or a drummer whose hobby is to play such m usic genres might never get the chance to do so in Iran. Members of any band must also refrain themselves from performing certain moves on stage which are considered against Islamic and social morals. Indeed, these regulations are not as clear, and hence expose any musician to major uncertainty about whether their musical piece would be vetted acceptable by the Ministry of Culture and Islamic Guidance or not. Not to mention that they might not receive a response from the ministry until two days before their designated date for the actual performance. If their musical piece isnt approved then they would lose lots of money if they have already booked a venue for their performance. This uncertainty fosters a sense of frustration among all musicians who in many cases end up finding some other job or hobby that they can practice in peace. The documentary also presents to us Sara, a talented singer, who is determined to practice this hobby despite all the extra restrictions she faces for being a female singer. Despite her beautiful voice, we learn that Sara, and all other Iranian women, are not allowed to sing solo for a mixed audience, or even record tapes of their voices. They are only allowed to sing vocals, only and only if joined by at least two other female singers. This regulation comes from the Islamic belief that a womanrs voice would create a sexual excitation among men. This regulation is the one that disturbs most female musicians the most; they believe that if their voice should be muted, God wouldnt have given them the talent in the first place. I personally felt the disappointment and anger in Sarars voice whenever the narrator opened this topic with her. She felt as if she was of a lesser value, that she couldnt be the master of her own destiny and that she had to always present herself as inferior to h er fellow male musicians. Musicians in Iran have their freedom of expression restricted like no other place on earth; however, they never lose hope that one day the music scene would change so that Iranians can express themselves and their thoughts in any form of art. Their hope of a better tomorrow was enhanced with the election of President Hassan Rouhani who promised the public to reduce cultural restrictions and to promote more arts in Iran. He also appointed a new Minister of Culture and Islamic Guidance, Ali Jannati, who promised to bring underground music into the open and to give underground musicians and bands the right conditions to present their art to the public. Ever since Rouhani took over the office, we have seen some improvements such as the performance of the pop star Xaniar Khosravi on stage after he had been rejected several times. We have also witnessed the band Pallet playing to the national audience across the country. However, at the same time, the traditional singer Mohammad Reza Shaja rian was still prohibited from performing, even though Rouhani has personally promised to bring him back. Itrs also believed that since Ali Jannati became the minister, more and more concerts have been cancelled across different Iranian cities. This shows that music and cultural censorship are still on-going until this day, not only targeting western music but also traditional one. I, however, believe that this will not be the case in the future. We have been seeing an increasing number of individuals who want to practice and learn music in Iran, and I am positive that the new generation will make a difference in Iran in the upcoming years.